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Privacy Policy

Privacy Policy

Introduction

Welcome to https://commercial-real-estate-loan-denver.bloghostess.com (referred to as “the Company,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy details our practices regarding the collection, storage, access, and use of personal information in adherence to various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA), Connecticut’s Connecticut Transparancy and Accountabilty for Data Protection Act (CTDPA), Virginia’s Virginia Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to privacy practices employed by other websites, apps, products, or services accessible through links on our site. These entities have their own privacy statements, which they are responsible for maintaining.

Processing Activities

This Privacy Policy guides interactions when:

  • You sign up and use our applications and services as an authorized user
  • You visit and interact with our websites, including linked pages within this privacy statement
  • You receive communications from us, such as newsletters, emails, phone calls, or text messages (SMS)

Personal Data Collection

We collect a variety of personal data to enhance your experience and provide our services effectively. This includes:

  • Account Information: Details required to set up and manage your user account on our platform.
  • Payment Information: Data needed for processing transactions, including credit card numbers, expiration dates, and billing addresses.
  • Financial Information: Personal financial details used for loan applications and underwriting processes.
  • Purchase Information: Records of products or services you’ve purchased from us, along with associated payment methods.
  • Mobile Device Identifiers: Unique identifiers from your mobile device when you use our mobile applications.
  • Location Data: Information about your geographical location when you interact with our services, used for personalized content and analytics.
  • Feedback: Responses you provide to surveys, feedback forms, or product reviews.
  • Social Media Information: Data obtained from social media platforms when users choose to connect their accounts with ours.
  • Product Information: Details about products or services of interest that you view or purchase on our site.

We collect this data through direct user input, interactions with our platform, and automated technologies like cookies and tracking pixels. Additionally, third parties may share personal data with us for specific purposes, always subject to their respective privacy policies.

Cookies

We use cookies to enhance your experience and provide personalized content. Cookies are small text files stored on your browser or device:

  • Strictly Necessary Cookies: Essential for navigating our website and ensuring basic functionalities.
  • Preference Cookies: Remembering user preferences, such as language settings and layout choices.
  • Analytics Cookies: Tracking user behavior to analyze trends, administer the site, and track users’ movements on our platform.

Users have control over non-essential cookies through our Cookie Manager, allowing them to manage or opt-out of specific cookie types.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes collected, which may include:

  • Fulfilling your requests or transactions
  • Providing our services and improving user experience
  • Complying with legal requirements and regulatory bodies
  • Conducting internal analytics and research

Once the retention period expires, we will securely delete or anonymize the data unless we are legally required to retain it for longer.

Your Rights

Depending on your jurisdiction, you have certain rights regarding your personal data:

  • Access: The right to request access to and receive a copy of your personal information held by us.
  • Rectification: The ability to request corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data, under certain circumstances.
  • Restriction: The option to limit the use or processing of your data for specific purposes.
  • Portability: The ability to obtain and transfer your personal data to another controller in a structured, commonly used format.
  • Objection: The right to object to the processing of your data for certain purposes.
  • Non-Discrimination: Protection from decisions based solely on automated processing, including profiling.

To exercise any of these rights, please reach out to our privacy team at your earliest convenience. We will respond to your requests in accordance with applicable laws and regulations.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes made will be reflected on this page, and we encourage users to review it periodically for the latest information on our privacy practices.

Contact Information

For any inquiries, unsubscribe requests, or questions related to data protection, please contact us:

We appreciate your trust in our company, and we are committed to handling your personal data with the utmost care and transparency.